Hiring a painter sounds simple — until you start collecting quotes and realize each contractor uses different paints, different prep standards, and different warranties. Here's how to filter the 60+ painters serving Hudson and MetroWest down to the 2-3 who are actually worth getting a quote from.
1. Verify the Massachusetts HIC license
Contractors doing home improvement work on existing owner-occupied 1–4 family homes in Massachusetts generally must hold an active Home Improvement Contractor (HIC) registration (interior painting on its own is one of the listed exemptions, but exterior painting and most other home improvement work is not). Ask for the HIC number and look it up on the state's Contractor Hub; the state explains who needs one in its HIC homeowner resources. If they hesitate or can't produce it, walk away.
2. Confirm $1M+ general liability and active workers' comp
Ask for a Certificate of Insurance (COI) listing both general liability (minimum $1M, ideally $2M) and workers' compensation. Massachusetts law requires workers' comp for any contractor with employees. Without it, an injured painter on your property could file a claim against your homeowner's insurance.
3. Verify EPA Lead-Safe (RRP) certification for pre-1978 homes
Per the US Census, 60% of homes in Hudson and Marlborough and 77% in Worcester were built before 1980, so most fall under the pre-1978 lead rule. Federal law (the RRP rule) requires any contractor disturbing painted surfaces in a pre-1978 home to be EPA Lead-Safe certified. Verify on the EPA Firm Locator. A non-certified painter doing work on a pre-1978 home is exposing your family to lead dust and you to fines.
4. Get a written, fixed-price estimate within 24 hours
Reputable painters in the Hudson area return a written estimate within 24-48 hours of a walk-through. The estimate should include:
- Scope of work by room/surface
- Number of paint coats (always insist on 2 coats over primer)
- Paint brand and product line (Benjamin Moore Aura, Sherwin-Williams Emerald, etc.)
- Prep work itemized (sanding, caulk, primer, drywall repair)
- Timeline with start and finish dates
- Payment schedule (avoid contractors asking for >30% upfront)
Verbal estimates or "we'll figure it out as we go" pricing are non-starters.

